<>/Metadata 109 0 R/ViewerPreferences 110 0 R>> I implore homeowners behind on their mortgage to take the necessary steps to ensure they are eligible to apply for help through ILHAF, said State Rep. Lindsey LaPointe (D-Chicago). Those interested can apply through the end of January 2023. Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. Homeowners who own and occupy their property as their primary residence. Many states cover a wide variety of homes, including: Check with your local program for details. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. This program has some income-related restrictions on which homeowners will qualify to receive funding. Scammers often target vulnerable homeowners who are in need of assistance or trying to stay in their homes. Simply click to download. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. Have household income at or below your states program requirements. Something went wrong while submitting the form. See the session schedule below. For more program information, you may visit illinoishousinghelp.org. You should always make sure you are getting information and applying from official government websites (for example, with website addresses ending in .gov) and sources. Actualmente, el estado de Illinois est aceptando solicitudes de propietarios de viviendas para ayuda financiera de hasta $60,000 para eliminar o reducir los pagos atrasados de hipotecas e impuestos sobre la propiedad. The Illinois Housing Development Authority is here to help. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Illinois Emergency Homeowner Assistance Fund (ILHAF) | IHDA If the foreclosure process has already started, can I still apply for HAF? Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. 2nd application period open for Illinois Homeowner Assistance Fund The application period runs from April 11th through May 31st, 2022. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. There is no cost to apply for HAF. Proof of identification, including but not limited to a drivers license, state ID, permanent residency card or other form of ID. A list of other requirements is available here. The ILHAF application process and program eligibility, Other free resources available to you, including housing counseling and legal aid, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent homeowners insurance and/or flood insurance, Delinquent Homeowner/Condominium/Co-Op Association fees, Homeowners with household incomes less than 150% of the Area Median Income, Homeowners who own and occupy their property as their primary residence. IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. Please beware of scams. If you are a servicemember, contact your local Legal Assistance Office. Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $30,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity while homeowners work Gov. Pritzker: Applications open April 11 for homeowner assistance fund You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. Find an approved HUD-certified Housing Counselor to explore housing assistance opportunities in your area. They may also try to charge you for applying to a free program. 221 0 obj <> endobj If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000. Yes, if you have been approved for HAF funds but are having difficulty with your servicer accepting the payment, you can submit a complaint online. reopening a mortgage assistance program designed to assist homeowners financially impacted by the pandemic on Tuesday, Nov. 1, 2022. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. All Rights Reserved. Available in English and Spanish. State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. 2 0 obj Copyright 2022 WIFR. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. Apply no. Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). Provide immediate housing stability for up to three prospective months, if deemed necessary. Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. Application submission does not guarantee you will receive financial assistance. Homeowners with household incomes less than 150% of the Area's Median Income. The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. Scammers will sometimes use websites that look similar to official government websites to trick consumers. Apply for assistance for your primary residence. You are encouraged to apply as soon as possible. Gov. The ILHAF team is currently reviewing and processing applications for assistance. The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. If you qualify,wecan help you with the application process. Enter your email below to be notified for program updates. With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. Check your specific program requirements based on your area. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. In 2021, Treasury released 10% of each participant's HAF allocation to implement pilot programs, and required HAF . If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. Illinois Housing Help is Here! Have questions about utility billassistance? To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 days behind in their house payment. 2. with experience operating and administering homeowner rehabilitation assistance programs. This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. Approximately $309 million in emergency assistance will be available to Illinois homeowners (read the press release here.) PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . However, under some circumstances, individual programs may require the money to be repaid. PDF Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN All rights reserved. Choose from the following social post graphics and sample captions to share with your followers! endobj Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. All rights reserved. All Rights Reserved. IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. Loan interest rate is fixed at 1%. The state is currently accepting applications for ILHAF assistance. Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. Illinois Homeowners Can Qualify for Up to $30K in Assistance. ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to [email protected]. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. To learn more visit IllinoisHousingHelp.org. The Illinois Homeowner Assistance Fund (ILHAF or HAF) portal is now open. 2022 Illinois Housing Development Authority. {%uqb.hON>Nf. 8R! The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. Homeowners with household incomes less than 150% of the Area Median Income. HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. In most cases, if you are approved, money will be sent directly to your mortgage servicer, utility company, or contractor making repairs, if they participate in the HAF program. Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. JB Pritzker and the Illinois Housing Development . Lawmakers announced the relief program for homeowners affected by the pandemic in February. Governor Juliana Stratton. They are compatible with all social media platforms. These sessions will provide a road map for you to follow to make the application process more efficient. PDF Pritzker Administration Launches $309 Million Assistance - Illinois This program has some income-related restrictions on which homeowners will qualify to receive funding. Qualified applicants will have payments made directly to mortgage servicers, taxing bodies or others. Please continue to check back for updates and information about future programs or resources that may become available. Homeowners who own and occupy their . fuUjED0D2H^^9H2;M KN10H5?m [ If you are a renter in Illinois and are behind on rent due to COVID-19, you may be eligible for up to $25,000 and 18 months of emergency rentalpayments. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. Website by. Households who are behind on rent but not yet facing eviction court proceedings should contact an IDHS Service Provider Agency. Application processes may vary by location. If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. Toll Free. Para averiguar si es elegible y prepararse, visite IllinoisHousingHelp.org. Well forward it to the company and work to get you a response, generally within 15 days. Get up to $60,000 from the State of Illinois to pay past due homeowner $309 million available to homeowners struggling with mortgages We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . Learn about some potential options for making up missed mortgage payments or contact a HUD-approved housing counseling agency. It is generally unnecessary and often illegal for a company to charge you upfront with a promise to help you get mortgage relief. Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. Available in English and Spanish. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. What is the Illinois Emergency Homeowner Assistance Fund (ILHAF)? endstream endobj 222 0 obj <. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. hbbd```b``z"g N}`0 Download and distribute this poster to place on bulletin boards and distribute to local businesses, community organizations and clinics in your canvassing and outreach efforts. Illinois Emergency Homeowner Assistance Fund - HODC HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. IL homeowners impacted by COVID-19 can apply for financial help Mortgage assistance program for Illinois homeowners to launch Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. Gov. Highs in the low 60s. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. Copyright 2022 KWQC. 3 0 obj <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 15 0 R 23 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Necesita ayuda para ponerse al da con los pagos de su hipoteca? Remember, help is free. For struggling renters who missed the window to apply for assistance through IHDA, the Illinois Department of Human Services (IDHS) is currently accepting applications for rental assistance. endobj Have questions about Illinois rental, mortgage, utility, or eviction prevention legal aid? The goal of the program is to help stabilize Illinois families while they regain financial footing. endobj If money is being used to help with mortgage payments, its a good idea to call your servicer to discuss the process, verify that they participate in the HAF program, and let them know that they will likely be receiving payment from the HAF program. After allocating over a billion dollars to assist renters and landlords avoid eviction and foreclosure, it is now time to help Illinois homeowners and their neighborhoods in their recovery from the pandemic, said IHDA Executive Director Kristin Faust. This is something that we assisted with in 2020 with an emergency mortgage assistance so we anticipate a lot of people in need. If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). You are either a renter in Illinois or a landlord with a tenant who lives inIllinois.
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