Answered all of my questions promptly. Shop around and compare rates to ensure youre getting the best deal possible. In addition, some lenders may require more information and records than others, which can make the application process more onerous to complete and negatively affect the customer experience even before the loan is approved. Are you interested in adding a pool to your property? As noted, installing a poolparticularly an inground poolcan come with a hefty price tag. Viking Capital is a family-owned business that has been in operation since 1999. repayment terms are flexible, and Viking Capital also offers a number of other financing options, such as lines of credit and term loans. She is very passionate about general health and beauty. We then reach out directly to you and go over the details and next steps in the loan process. Lions 24-28 Vikings (Sep 25, 2022) Game Recap - ESPN We also stay involved with you and your pool contractor throughout the project, and pay your contractor directly in stages as work progresses. If so, you may be wondering about the best way to finance this project. Subject to change. will treat you like the valued customer that you Viking Capitalacts in the capacity of consultant, working with contractors nationwide to help pair pool buyers with the best swimming pool financingoptions available. Last. Thank you for the kind words and for taking the time to leave feedback for us. Youre in control of the loan process with LightStream. When you have good credit, you deserve a low-interest, fixed-rate loan. @media screen and (min-width: 600px) {div#wprev-slider-1{margin-top: 10px;}div#wprev-slider-1{margin-bottom: 10px;}}@media only screen and (max-width: 600px) {div#wprev-slider-1{margin-top: 10px;}div#wprev-slider-1{margin-bottom: 10px;}}#wprev-slider-1 .wprevpro_star_imgs{color: #FDD314;}#wprev-slider-1 .wprsp-star{color: #FDD314;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {background: #FDD314;}#wprev-slider-1 .wprev_preview_bradius_T1 {border-radius: 0px;}#wprev-slider-1 .wprev_preview_bg1_T1 {background:rgb(34,34,34);}#wprev-slider-1 .wprev_preview_bg2_T1 {background:;}#wprev-slider-1 .wprev_preview_tcolor1_T1 {color:#ffffff;}#wprev-slider-1 .wprev_preview_tcolor2_T1 {color:#000000;}#wprev-slider-1 .wprev_preview_tcolor1_T1 {font-size:18px;line-height: normal;}#wprev-slider-1 .wprev_preview_tcolor2_T1 {font-size:16px;line-height: normal;}#wprev-slider-1 .wprev_preview_bg1_T1::after{ border-top: 30px solid rgb(34,34,34); }#wprev-slider-1 .wprs_rd_more,.wprs_rd_less,.wprevpro_btn_show_rdpop{color:#f4f4f4;}#wprev-slider-1 .wprev_preview_tcolor1_T1 { color: #ffffff; font-family: Montserrat; line-height: 1.5em; } a.wprs_rd_more { color: #fff!important; text-decoration: underline;} .wprevpro_t1_SPAN_5 {float: left; }. We highly recommend them. The smiles start here! . Cant decide if you want a basic pool or a backyard oasis? Never any problems. We couldnt have been happier. You get one more interest-only payment but can no longer affect the payment going forward. CONTACT 941-371-2252. Payment example: Monthly payments for a $50,000 loan at 6.99% APR with a term of 20 years would result in 240 monthly payments of $387.35. Available on approved credit, not all will qualify. Lyon Financial is a broker, which means they connect borrowers with multiple lenders. 518.588.3025 This email address is being protected from spambots. A: Yes, the applicant must be listed as the owner of record on the deed to the property where the pool is to be constructed. How much can you afford to borrow? team to work efficiently and spend more quality HFSs platform loans are personal loans which mean NO EQUITY is needed and all loans fund 100% Direct-to-Consumer. Their multiple loan options have low rates and longer terms than common unsecured loans offering more affordable monthly payments. Through Viking Capital, our mission is to help other hard-working physicians like you to achieve the freedom you deserve and to create the . GENERAL INQUIRIES. When comparing different lenders, its important to pay attention to more than just the interest rate. Apply For Your Pool Loan - Viking Capital Pool Financing They are not the lender, but they do work with multiple lenders nationwide in helping customers find financing. This feature can help homeowners temporarily prioritize and allocate more money toward other financial obligations. Homeowners reviewing their pool loan options may also want to take into account that personal loans tend to have higher interest rates than many other types of loans. Our focus on pool financing means that unlike most banks, credit unions and investors, we develop loan products specifically designed for pool construction. Lyon Financial recognizes that there may be differences in interest rates based in loan amount, credit history, geographic location, and other factors. There are other options available if you have bad credit and want to finance a pool. Financing | OC Poolscapes This way, potential customers can quickly see if they qualify for a pool loan and, if so, what terms they may be eligible to receive. The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran. We have been wanting to build a pool for many years and now that we have pulled the trigger we need a good loan company. Home - Aquanatics Pools Because financing a pool installation is such a large investment, Lyon requires homeowners to submit a scope of work before funds will be disbursed. In return for setting up automatic payments on their accounts, borrowers may be able to shave a certain amount off their APR, which would mean owing less interest over the life of the loan. Every team member has the determination and know-how to provide you with a 5-Star worthy experience. Viking Capitalacts in the capacity of consultant, working with contractors nationwide to help pair pool buyers with the best swimming pool financingoptions available. Reviews | Viking Capital Home Improvement & Pool Financing Builder Partners They were very quick to get me approved! Thanks Ed! A: We can work with most pool builders. We hope this tool helps you finance your new Viking pool! Exactly the way it should be. In this case, it may make more sense to choose a different type of loan with a higher interest rate but lower monthly payments. Homeowners who do not need the large loan amounts offered by pool financing specialists may want to consider Marcus by Goldman Sachs as an alternative option. Financing - Concord Pools & Spas There are a few different options available, and each has its own set of pros and cons. Swimming Pool Financing: What to Know and Best Pool Loans First and foremost, youll need to have strong credit. How to Qualify for a Pool Loan with Bad Credit Being self employed and having complicated taxes i was less then enthused to start the process. Finally, click Calculate. Viking Capital is a direct lender, meaning they provide financing directly to consumers. I highly recommend Lyon Financial if you are in the market for a pool loan. The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network. The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran. Borrowers looking to build a more expensive pool with high-quality materials and luxurious amenities may want to start their search for the best pool loans by focusing on lenders with higher maximum loan amounts. Luxury Pools This ensures that the contractor is receiving the appropriate payments in the appropriate increments. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. The Runner-Up award goes to Lyon Financial because the lender specializes in this particular type of financing, offers low APR options, and provides lengthy loan terms. Installing one of the best above-ground pools is a major investment, and it would be difficult for many homeowners to afford such a large expense without the help of separate financing. Address. Homeowners who value a seamless online experience may be pleased to hear that the pool loan company supports an online application process thats quick, intuitive, and easy to complete. What are the interest rates? We offer long-term loans with low rates, catered for home improvements. Just began our process with Lyon Financial.. was easy to apply and be approved. A: Applications are accepted online only. A: We assist with financing for many home improvement projects, including new swimming pool construction, swimming pool renovation, spas, landscaping, outdoor living, and residential home remodeling. To continue the process of Financing for your pool, we will redirect to a website outside of OC Poolscapes.Lyon Financial & Viking Capital are not affiliated with OC Poolscapes, but we do have a finance partnership.To get started on the financing process, click the link below for either Lyon Financial or Viking Capital and submit your customer information. The total cost of a loan was an important consideration as well, which is why we weighed discounts and fees in addition to each lenders annual percentage rate. Cash-out refinances typically have higher interest rates than traditional mortgages but can still be cheaper than taking out separate loans for these larger expenses. Pool loan reviews can provide some insight, but homeowners may want to vet the best pool loan companies themselves as well. Viking Capital HFS Financial Lyon Financial Your Bank or Credit Union Click the tabs to the right to learn more about each financing option. The terms of your loan will be determined by the amount you are borrowing, your credit score, and the lender you choose. No Hassles - No Excuses - Quick Answers. You'll feel like the valued customer you are. Homeowners may be able to finance a new pool with a home equity loan, home equity line of credit (HELOC), or even a second mortgage. . Viking Capital's swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. This could save you thousands of dollars over the life of the loan. . It is a big financial investment, but its also a huge quality of life investment. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. A: Your monthly loan payment amount is dependent on many factors, including your loan amount, term, and credit profile. No problem there but then I was told they wanted $1000 extra just to process payments to the people who would be doing the work. There was never high pressure sales on anything like that. !You have a new customer for life! *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. What Type Of Loan Are You Looking For? Fresno Clovis pool builders|Safety pool covers Swim spas Fresno CA The first step is to find a lender who works with people in your situation and compare their offers. Prospective borrowers may want to be aware that SoFis rates can be somewhat high in some cases, as the maximum APR can reach 22.73 percent. APR, terms, and loan amounts may differ based on loan purpose and credit profile. The technical storage or access that is used exclusively for statistical purposes. Why It Made the Cut: Lyon Financial specializes in pool loans, with low APR options and a wide range of lengthy loan terms, making this lender a good choice for homeowners who want to work with an experienced pool loan specialist. Once homeowners have decided which option is best for them, they can reach out to their lender of choice to see what the next steps are to get a home improvement loan for a pool. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans. Pool Financing at Swim Incorporated - Pool Contractor in Sarasota HFS has one-of-a-kind loan programs and world-class service as shown by 1,500 + 5-star Reviews. You can check your rates with NO IMPACT TO YOUR CREDIT. As such, borrowers with excellent credit scores (750+) can expect to qualify for the best rates and terms on their loans. are. Federally Insured by NCUA Equal Housing Opportunity. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. A HELOC is basically like a second mortgage on your home; it uses your home equity as collateral, which gives lenders some security if you default on the loan. Subject to change. If you have loan needs, Viking Capital is your answer. A: We look at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. He even suggested my husband co-signing which after fixing. Conversely, those with poor credit scores (300 or below) may have difficulty qualifying for any financing at all. Best Customer Service! Customers can also manage their loan using the lenders mobile app, scheduling payments, setting up autopay, and checking their payment history. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. NC Branch ID# 1446463, This profile is powered by Birdeye. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we Super simple process. Lending Uncomplicated. He gave me ideas on areas to improve my credit score so I could get approved for funding. Pool Financing at Swim - Pool Contractor in Raleigh You control the terms of your LightStream swimming pool loan, repaying your fixed-rate home improvement loan in as little as two years, or take up to 12 years. As one of the leading lenders in the swimming pool industry, Paramount Capital has funded a substantial amount of inground pools for our customers. These secured loans often have lower interest rates, but they will likely take much longer to approve and fund. For instance, Lyon offers loan terms ranging from 12 years to 25 years, giving borrowers ample time to repay their loan amountwhich can be as high as $200,000. Loans up to $75,000 Apply Viking Capital. Viking Capital, established in 1999, is your one-stop-shop for desirable pool financing options. Conditions and limitations apply. Best Customer Service! For more related info, . Thank you for the kind words and for taking the time to leave feedback for us. Advertised rates and terms are subject to change without notice. GC Residential Unlimited license #80889 5984 Six Forks Road Raleigh, North Carolina 27609. There are no prepayment penalties so you can pay off your loan early if you want to save on interest. We were pre approved for a loan. Many of the best pool loans are unsecured loansthat is, they dont use any assets as collateral. Viking Capital is the rare lender that specializes in pool loans, which may appeal to homeowners who want to work with a company that understands which financing terms make the most sense for this type of home renovation project. Lenders may offer a wide range of pool loan rates that are subject to the borrowers financial qualifications. L. Sarah Bess - Director Of Business Development - Viking Capital, Inc You can also see how much money you would save by making bi-weekly payments instead of monthly payments. Our staff and business partners are proud to offer our lowest rates to those with military affiliation. Banks and credit unions may offer financing options for pools as well, and some homeowners may prefer to work with a local branch rather than a nationwide lender. Desirable loan options and personal attention every step of the way! Its this commitment to exceptional customer service that sets us apart in everything we do. // ]]> >>> Lyon Financial >>> HFS Financial >>> Viking Capital We fit you with the best for your needs and qualifications. The model has simulated Vikings vs. Lions 10,000 times and the results are in. Email:[email protected] Read more >. This is because the loans from these pools are typically for high-risk ventures, so lenders will want to see that youre a low-risk borrower. Elevation Gold Mining Reports Financial Results for Year Ended December From pools to pergolas and everything in between, we understand that each and every loan is unique just like you, which is why we take the time to listen. We received a better interest rate through Viking than any other pool loan company! Desirable loan options and personal attention every step of the way! Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. They offer financing for all credit types, including those with bad credit. With LightStream you know you'll get a great rate, and the best loan process you've ever experienced guaranteed. You cannot apply via phone. The decision to build an inground swimming pool is a big one. Many pool loan providers support online applications, but response times could vary. After 6 months, the card expires and your payment is locked in. He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! If the pool builder of your choice has not worked with us before, there is a brief setup process. A third option is called a cash-out refinance which allows homeowners to refinance their existing mortgage and take out additional cash in order to pay for things like renovations or college tuition expenses. . There are lenders who work with people with less than perfect credit and can offer loans with more flexible terms. Lyon Financial has a very helpful staff,customer service always answers phone calls and questions or directs me to the right person.Best choice i could have madeHighly recommend them. *********************** is awesome!! Lyon Financial, financing available 877-754-5966. lyonfinancial.net. And, their customer service is top-notch! Super simple process. For instance, eligible borrowers could qualify for a loan amount as high as $225,000, which is extremely high for this type of financing and would allow them to secure the funding for all but the most expensive pool installations. Customers can also explore a wide range of other loan products from this lender. Viking Capital, Inc. | Financing For Swimming Pools & Home Improvement If you dont think youll qualify for a personal loan or if you want to avoid taking on more debt another option is to finance your pool with a home equity line of credit (HELOC). We provide 30, 20, 15 or 10 year fully amortized loans and offer low Fannie Mae conforming conventional fixed interest rates. 500,000+ Happy . Expert recap and game analysis of the Detroit Lions vs. Minnesota Vikings NFL game from September 25, 2022 on ESPN. Phone. information secure and enable our Top-Notch HomeFlex100 Line of Credit allows for flexible options for those with little or no equity, borrow up to 100% equity. [CDATA[ NMLS# 42691 Viking Capital, Inc. | LinkedIn AMS Financial : Viking Capital: Lyon Financial: Lightstream. There was never high pressure sales on anything like that. APR, terms, and loan amounts may differ based on loan purpose and credit profile. After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. Advertised rates and terms are subject to change without notice. Unsure of what option is best for you? Conditions and limitations apply. Checking lenders APR ranges can help customers avoid higher pool loan rates, but they may want to consider the impact their own credit history and financial status will have on the APR that they are ultimately offered. Of course, our friendly and knowledgeable specialists are always just a quick phone call away to provide updates or answers to any questions you may have. Lyon Financial and Viking Capital both specialize in swimming pool financing. Such lengthy loan terms can make it easier for borrowers to budget for their monthly payments and pay back their loan in full. Viking Capital, Inc. has 4.9 stars on SoTellUs Homeowners with higher credit scores are more likely to be approved for a pool loan and be offered better loan terms, such as lower interest rates. My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! He even suggested my husband co-signing which after fixing 1 thing on my husbands credit report got us approved for funding.
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